ruin snowdrift: November 2012

Friday, November 30, 2012

2 charged with insider trading over 2009 IBM deal

3 hrs.

Jonathan Stempel

Two former stock brokers at a Connecticut financial services company were charged with criminal insider trading on Thursday over a 2009 acquisition by computer giant IBM Corp.

U.S. authorities said Thomas Conradt, David Weishaus and three unnamed colleagues made more than $1 million in illicit gains by trading in shares of SPSS Inc before IBM agreed on July 28, 2009, to buy the Chicago-based software company for $1.2 billion.

The criminal indictment details a trail of instant messages involving the men about their activity, some of which refer to other insider-trading cases involving homemaking doyenne Martha Stewart and the billionaire Mark Cuban.

Prosecutors said the scheme got its start with a tip from an associate at the New York law firm that represented IBM in the transaction. Prosecutors did not name the law firm, but Cravath Swaine & Moore has said it was IBM's representative.

"Thomas Conradt, David Weishaus and their co-conspirators engaged in a chain of illegal tipping simply because they wanted to get rich quick," federal prosecutor Preet Bharara said in a statement.

Conradt, 34, is a lawyer living in Denver, while Weishaus, 32, lives in Baltimore. At the time of the alleged insider trading, both were employed at Euro Pacific Capital Inc, a Westport, Connecticut-based firm, according to the Financial Industry Regulatory Authority.

Conradt and Weishaus were arrested by the Federal Bureau of Investigation Thursday morning, an FBI spokesman said.

They were each charged with three criminal counts of securities fraud and one criminal count of conspiracy in an indictment unsealed in U.S. District Court in Manhattan.

They face up to 20 years in prison and a $5 million fine on each of the securities fraud counts. Both are expected to make initial appearances in federal courts near where they live.

The U.S. Securities and Exchange Commission filed related civil fraud charges against both men.

Sharon Feldman, a lawyer for Conradt, did not immediately respond to a request for comment. Michael Grudberg, a lawyer for Weishaus, declined to comment.

Euro Pacific Capital and Cravath did not immediately respond to requests for comment. Armonk, New York-based IBM did not immediately respond to a similar request.

IBM agreed to pay $50 per share for SPSS, a 42 percent premium to SPSS' closing price on the day before the purchase was announced.

According to court papers, Conradt's roommate, an Australian equities analyst, had learned about the pending acquisition from a close friend, a New Zealand citizen who worked as an associate at the New York law firm.

Investigators said Conradt then tipped Weishaus, who in turn tipped three colleagues, who were not named in court papers. These five people placed the various improper trades in SPSS stock and options, according to the court papers.

The indictment outlines a series of instant messages involving the defendants that prosecutors said reflect their involvement in the improper trades.

In one exchange, according to the indictment, Conradt on July 1, 2009, told Weishaus, "Jesus, don't tell anyone else ... we gotta keep this in the family."

Weishaus then said, "I don't want to go to jail," said "Martha Stewart spent 5 months in the slammer," and alluded to an SEC insider-trading case against Cuban, the owner of the Dallas Mavericks pro basketball team.

On July 23, Weishaus refused to buy SPSS call options for Conradt, prompting Conradt to write, "I'm setting this deal up for everyone ... making everyone rich," according to the indictment.

The criminal case is U.S. v. Conradt et al, U.S. District Court, Southern District of New York, No. 12-cr-00887. The SEC case is SEC v. Conradt et al in the same court, No. 12-08676.?

Source: http://www.nbcnews.com/business/2-charged-insider-trading-over-2009-ibm-deal-1C7337954

Mockingbird Lane Lena Dunham peyton manning sf giants gold rush gold rush windows 8

Walker & Dunlop

With triple-digit year-over-year increases in adjusted net income and revenues, Walker & Dunlop, Inc. (WD - Snapshot Report) reported exceptional third quarter 2012 results earlier this month. Earnings for this Zacks #1 Rank (Strong Buy) commercial real estate financial services company are expected to grow 9.7% in the current year and 24.1% in 2013. Furthermore, a forward P/E multiple of 9.32 and an impressive P/B multiple of 1.10 offer a promising value proposition to investors moving forward.

Strong Third Quarter

On November 8, Walker & Dunlop reported third-quarter adjusted net income of $14.3 million, surpassing the year-ago tally by 135%. On a per share basis, adjusted net income doubled to 56 cents, exceeding the Zacks Consensus Estimate by 40%.

Revenues grew more than two-fold to $70.1 million, primarily due to a 141% year over year increase in loan originations to $1.3 billion and a 52% hike in servicing fee income to $13.3 million. The Servicing portfolio grew 113% to $33.9 billion.

The company expects to continue its bull run in the coming quarters as well, with $6.7 billion to $7.4 billion of loan originations in 2012 and between $8 billion and $10 billion in 2013.

Surge in Earnings Estimate Revisions

Over the past 30 days, the Zacks Consensus Estimate for 2012 has increased 4.2% to $1.75 as 3 of 4 earnings estimates moved higher, implying a year-over-year improvement of 9.7%. The Zacks Consensus Estimate for 2013 has increased 2.3% to $2.18 over the same time as half of the four earnings estimates moved upward, representing a year-over-year advance of 24.1%.

Impressive Valuation

Walker & Dunlop looks undervalued with a forward P/E multiple of 9.32 and a P/B multiple of 1.10.

Furthermore, the PEG ratio is 0.80 based on a 5-year EPS growth rate of 11.7%, which is at a 20% discount to the generally-accepted yardstick of 1.0 for a fairly valued stock. This further implies a strong future growth potential for Walker & Dunlop.

Walker & Dunlop is a premier commercial real estate financial services company in the U.S. The company originates, sells and services a wide array of multifamily properties besides offering a range of commercial real estate finance products, including first mortgage loans, second trust loans, supplemental financings, construction loans, mezzanine loans and bridge/interim loans. While the Capital Markets group specializes in financing commercial real estate for owners and investors across the country, the Principal Investments group provides institutional advisory, asset management, and investment management services relating to debt, structured debt and equity. The company currently has a market cap of $377.0 million.

Want More of Our Best Recommendations?

Zacks' Executive VP, Steve Reitmeister, knows when key trades are about to be triggered and which of our experts has the hottest hand. Then each week he hand-selects the most compelling trades and serves them up to you in a new program called Zacks Confidential.

Learn More>>

Source: http://www.zacks.com/commentary/24726/walker-dunlop

Stacy Dash Amber Tamblyn Lilit Avagyan Nashville TV Show VP debate drew brees drew brees

Health-care providers can play critical role in reducing and preventing intimate partner violence

ScienceDaily (Nov. 28, 2012) ? In a perspective article to appear in the Nov. 29 issue of the New England Journal of Medicine, researchers from Boston University Schools of Medicine and Public Health (BUSM and BUSPH) report that health-care providers can play a critical role in helping to reduce and prevent intimate partner violence (IPV) by screening and referring patients to appropriate resources.

The U.S. Centers for Disease Control and Prevention recently released a comprehensive report on the prevalence of sexual violence, stalking and IPV in the U.S. The report relays the alarming findings that 35.6 percent of women in the U.S. are raped, assaulted or stalked by intimate partners at some point during their lives, and approximately six percent experience these events in a given year. Men are also at risk: 28.5 percent report lifetime victimization and five percent report past year victimization. The annual health care costs for women who are experiencing ongoing IPV are 42 percent higher than those for non-abused women, and it has been estimated that the cost of providing health care to adult survivors of IPV ranges from $2.3 billion to $7 billion in the first year after the assault.

Now that the Affordable Care Act requires insurance coverage to include domestic violence screening of women, physicians are taking a new look at how they respond to patients who are domestic violence survivors. There are several steps doctors should take when patients report potential IPV, including acknowledging the admission of abuse. "We advise thanking the patient for trusting the provider with the information, and expressing concern about the patient's safety," explained lead author Jane Liebschutz, MD, MPH, FACP, an associate professor of medicine and social and behavioral sciences at BUSM and BUSPH respectively.

Other steps include: asking the patient if he or she would like to be connected to IPV advocacy services; offering the patient the National Domestic Violence hotline number; considering whether child protective services are required and screening the patient for co-morbid depression, anxiety and substance abuse.

According to Liebschutz, when a patient screens negative for IPV, but providers nevertheless suspect that they are experiencing abuse, it is important that the provider not force disclosure. "It is not critical that the patient acknowledges IPV victimization in order to receive a benefit from the screening. Having asked IPV-related questions signals to the patient that the provider is caring and concerned, trustworthy and willing to discuss the topic during a future visit," she added.

Finally, providers need not receive a positive screening response in order to provide universal education about IPV. "Even if a patient screens negative, providers are encouraged to state that many patients do experience IPV at some point, and that there are many resources to help people who feel unsafe in their relationships," said co-author Emily Rothman, ScD., an associate professor of community health services at BUSPH.

Share this story on Facebook, Twitter, and Google:

Other social bookmarking and sharing tools:

Story Source:

The above story is reprinted from materials provided by Boston University Medical Center, via EurekAlert!, a service of AAAS.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.

Journal Reference:

Jane M. Liebschutz, Emily F. Rothman. Intimate-Partner Violence ? What Physicians Can Do. New England Journal of Medicine, 2012; 367 (22): 2071 DOI: 10.1056/NEJMp1204278

Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/most_popular/~3/hYFsFbr_SKU/121128182953.htm

Stand Up to Cancer Azarenka NFL fantasy football Chris Kluwe Jennifer Granholm Tulane player injured fox sports

Thursday, November 29, 2012

School Testing In U.S. Costs $1.7 Billion, But That May Not Be Enough: Report

Matt Chingos has an idea that will likely roil the scores of parents and teachers who think the U.S. tests its students too much: we might actually spend too little on standardized testing.

But he's not alone.

"He shows, that with the debate about testing in this country -- it costs too much money -- it's absolutely wrong," said David Coleman, president of the College Board, the company that administers the SATs.

In a report released Thursday titled "State Spending on K-12 Assessments," Chingos, a fellow at the Brookings Institute, tallied up the cost of standardized testing, a subject that has fueled much debate and speculation. After sending out countless Freedom of Information Act requests and rummaging through boxes of documents, he arrived at an estimate of $1.7 billion.

"While it may seem like a lot, it's more or less a drop in the bucket," Chingos told The Huffington Post. All told, that number represents one quarter of one percent of all money spent on education. According to his calculations, ending all testing and reallocating the cost to personnel could either decrease the student-teacher ratio by .1 students per teacher, or give teachers a raise of $550.

These numbers matter because even in an environment of economic woe and budget cuts, tests are about to see the biggest wave of change since the passage of the No Child Left Behind Act, which required states to test students annually from third grade onward. Now, 45 states are preparing to adopt a new generation of tests aligned with the Common Core State Standards, a set of teaching goals aimed to get kids to think more deeply about things like fractions and evidence-based arguments, and to eventually prepare them for college or the workforce. Funding for these exams has so far come largely from the federal government, but will dry up six months before the tests' first administration.

And with testing at an inflection point, Common Core advocates are seeing this moment as a critical one in marketing their veracity to teachers. On various polls, only between 20 and 25 percent of teachers indicate that they think the standardized tests associated with NCLB are accurate reflections of their students' learning. The perceived fallibility of these exams is part of what gave NCLB such a bad rap in the first place. In fact, this week, the American Federation of Teachers launched a campaign to end the "fixation on standardized testing" (but the union does support the Common Core.)

"You get this rage up that we're wasting time testing, and you're making testing shorter and shittier," Coleman said at a Brookings panel Thursday. "And then people say the test is all multiple choice and bad. We've worked ourselves into a set of stupidities when really -- I'll say it -- we might want want longer, more thoughtful exams." And those exams might cost more.

Nancy Grasmick, a previous Maryland education chief, saw the drawbacks of these transitions. "We lost something when we went to a multiple-choice test that did not require writing but required filling in the right circle," Grasmick said.

Such changes can bring anxiety for the test takers. Gerard Robinson, the former education chief of Florida and Virginia, put it this way: "I won't pretend that tests don't matter and there's no anxiety -- but I also tell people there's anxiety with sex. There's anxiety with sex, but there isn't any talk about getting rid of that."

For his study, Chingos was able to procure testing contracts from 44 states and Washington, D.C., and found that, on average, states spend about $27 on testing per student between grades three and nine. In general, he found that smaller states spend more: D.C. spends $114 per student, whereas New York spends only $7.

"This relatively low level of spending on assessment, combined with concerns that the quality of tests in many states is not high enough to use them for high-stakes purposes such as teacher evaluation, strongly suggests that states should seek efficiencies in order to absorb budget cuts without compromising test quality or to free up resources that could be reinvested in upgrades to assessment systems," Chingos wrote.

"We don't spend much on testing in this country," he said, "perhaps we're spending less than we should."

"; var coords = [-5, -72]; // display fb-bubble FloatingPrompt.embed(this, html, undefined, 'top', {fp_intersects:1, timeout_remove:2000,ignore_arrow: true, width:236, add_xy:coords, class_name: 'clear-overlay'}); });

Source: http://www.huffingtonpost.com/2012/11/29/school-testing_n_2214362.html

jersey shore season 5 mark driscoll unemployment rate unemployment rate jesse ventura keri russell drew barrymore

Samsung phones infringe Apple patents | Legal News

Samsung Galaxy smart phones and tablets infringe Apple patents: Dutch Court

A Dutch court on Wednesday ruled that few of Galaxy smartphones and tablets violate an Apple patent in the most recent round of the mobile giants? legal battle worldwide.

According to the court?s order Samsung has to pay Apple damages, evaluated by the profits made by its sales. This recent suit was in relation to the Android operating system versions 2.2.1 and 3.0 used on Galaxy smartphones and tablets.

This is one among the multiple patent lawsuits between Samsung and Apple in 10 different countries. This is the aftermath of their battle to rule the lucrative mobile market and triumph over consumers with their newest gadgets.

Last month, in an introductory decision a U.S trade panel judge ruled that Samsung infringed Apple patents to make its phones and tablets. Samsung also won a court case last month when a Dutch court ruled the company did not violate an Apple patent using certain multi-touch techniques in manufacturing its smartphones and tablets.

Source: http://www.bizandlegis.com/legalnews/2012/11/samsung-infringe-apple-patents/

kentucky basketball oaksterdam the fray national anthem dallas tornado ncaa basketball oikos kentucky wildcats

Women 16-49 at risk of multiple pollutants, which could harm brain development of fetuses and babies

ScienceDaily (Nov. 28, 2012) ? In a new analysis of thousands of U.S. women of childbearing age, Brown University researchers found that most exceeded the median blood level for two or more of three environmental pollutants that could harm brain development of fetuses and babies: lead, mercury, and polychlorinated biphenyls (PCBs).

In a recent study, more than half of women of childbearing age had median or higher levels of at least two of three pollutants that could harm brain development. Nearly 23 percent of American women of childbearing age met or exceeded the median blood levels for all three environmental chemical pollutants -- lead, mercury, and PCBs -- tracked in an analysis of data on thousands of women by Brown University researchers. All but 17.3 percent of the women aged 16 to 49 were at or above the median blood level for one or more of these chemicals, which are passed to fetuses through the placenta and to babies through breast milk.

The study, published in advance online Nov. 15 in the journal Environmental Research, identified several risk factors associated with a higher likelihood of a median-or-higher "body burden" for two or more of these chemicals.

The three pollutants are of greatest interest because they are pervasive and persistent in the environment and can harm fetal and infant brain development, albeit in different ways, said study lead author Dr. Marcella Thompson. But scientists don't yet know much about whether co-exposure to these three chemicals is more harmful than exposure to each chemical alone. Most researchers study the health effects of exposure to an individual chemical, not two or three together.

"Our research documents the prevalence of women who are exposed to all three of these chemicals," said Thompson, who began the analysis as a doctoral student at the University of Rhode Island College of Nursing and has continued the research as a postdoctoral research associate for Brown University's Superfund Research Program with co-author Kim Boekelheide, professor of pathology and laboratory medicine. "It points out clearly the need to look at health outcomes for multiple environmental chemical co-exposures."

Most of the childbearing-age women -- 55.8 percent -- exceeded the median for two or more of the three pollutants.

Risks of exposure

Data were collected between 1999 and 2004 from 3,173 women aged 16 to 49 who participated in the Centers for Disease Control and Prevention National Health and Nutrition Examination Survey (NHANES). The survey was designed to represent the national population of 134.5 million women of childbearing age. Because the original study also elicited a wide variety of information on health behaviors, socioeconomic and demographic characteristics, Thompson and Boekelheide were able to identify specific risk factors associated with increased odds of having higher blood levels of lead, mercury, and PCBs.

They found several statistically significant risk factors. The most prominent among them was age. As women grew older, their risk of exceeding the median blood level in two or more of these pollutants grew exponentially to the point where women aged 30 to 39 had 12 times greater risk and women aged 40 to 49 had a risk 30 times greater than those women aged 16 to 19.

Thompson said women aged 40 to 49 would be at greatest risk not only because these chemicals accumulate in the body over time, but also because these women were born in the 1950s and 1960s before most environmental protection laws were enacted.

Fish and heavy alcohol consumption also raised the risk of having higher blood levels. Women who ate fish more than once a week during the prior 30 days had 4.5 times the risk of exceeding the median in two or more of these pollutants. Women who drank heavily had a milder but still substantially elevated risk.

Fish, especially top predators like swordfish and albacore tuna, are known to accumulate high levels of mercury and PCBs, Thompson said. However, there is no known reason why they found a statistically higher association between heavy drinking and a higher body burden of pollutants.

One risk factor significantly reduced a woman's risk of having elevated blood levels of the pollutants, but it was not good news: breastfeeding. Women who had breastfed at least one child for at least a month sometime in their lives had about half the risk of exceeding the median blood level for two or more pollutants. In other words, Thompson said, women pass the pollutants that have accumulated in their bodies to their nursing infants.

Although the study did not measure whether women with higher levels of co-exposure or their children suffered ill health effects, Thompson said, the data still suggest that women should learn about their risks of co-exposure to these chemicals well before they become pregnant. A woman who plans to become pregnant in her 30s or 40s, for example, will have a high relative risk of having higher blood levels of lead, PCBs, and mercury.

"We carry a history of our environmental exposures throughout our lives," Thompson said.

Share this story on Facebook, Twitter, and Google:

Other social bookmarking and sharing tools:

Story Source:

The above story is reprinted from materials provided by Brown University.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.

Journal Reference:

Marcella Remer Thompson, Kim Boekelheide. Multiple environmental chemical exposures to lead, mercury and polychlorinated biphenyls among childbearing-aged women (NHANES 1999?2004): Body burden and risk factors. Environmental Research, 2012; DOI: 10.1016/j.envres.2012.10.005

Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/mind_brain/child_development/~3/czoJlwzWH6g/121128143944.htm

jenelle evans mlb 12 the show sabu google play franchise tag lesotho a wrinkle in time

Making a lease-to-own sale worth your while | Real Estate | South ...

It's possible for sellers to earn a 10 percent return on investment

It's possible for sellers to earn a 10 percent return on investment

Jack Guttentag
Inman News?

A lease-to-own (LTO) transaction is one in which a potential homebuyer occupies the home as a tenant but has an option to purchase it within a specified period at a specified price. In exchange, the potential buyer pays a nonrefundable option fee upfront plus a monthly rent.

In a recent article, I noted the intense interest in LTO deals today by wannabe homebuyers who can't qualify for the mortgage they need to make a purchase now.

Despite the large demand, not many LTO deals are being done. They are very complicated, and most potential buyers and sellers don't know where to go to get help. Further, most sellers view the LTO as a last resort rather than as a potentially profitable investment. In addition, there is no marketplace where potential buyers and sellers can connect.

To deal with these problems, I developed a three-part plan. Part 1 focusing on contractual complexity was to develop with Jack Pritchard a checklist of all the major provisions that might be included in an LTO, explaining the implications of each for both buyer and seller.

The checklist can be used as a negotiating platform for the two parties, who can turn the results over to a local lawyer for conversion into a contract. This list is on my website at Lease-to-Own Home Purchases: Huge Demand But Few Deals.

Part 2 focusing on seller reluctance is an LTO calculator developed with Chuck Freedenberg, and is the subject of this article. The calculator allows potential sellers to view an LTO deal as an investment generating an attractive rate of return, relative to what the seller could obtain by selling at the best price obtainable in the current market.

The investment return is net of the costs of ownership during the option period, including mortgage interest payments, property taxes, homeowners insurance and other expenses of ownership.

Viewing an LTO as a profitable investment should make it a more attractive option to sellers. The potential savings on real estate sales commission, not included in the return on investment, would be icing on the cake.

Here is an example. The seller could get $100,000 if he placed the house on the market today. The balance on his 6 percent mortgage is $60,000, giving him homeowner equity of $40,000 if he sells now. If he does an LTO, the costs of ownership during the option period sum to $610, which includes a $500 mortgage payment, but he is paid an option fee and a monthly rent. In addition, the option price may be higher than the current market price.

The calculator shows the following combinations of option fee, monthly rent and option price that will generate a 10 percent yield over a 12-month option period:

Option fee of $1,000, monthly rent of $610, option price of $100,660.

Option fee of $1,000, monthly rent of $501, option price of $102,000.

Option fee of $654, monthly rent of $610, option price of $101,000.

Of course, the prospective buyer may not find any of these options desirable; among other reasons, she might need a longer option period than 12 months.

A seller and a buyer negotiating a deal can use the calculator together to find the best set of terms that are satisfactory to both.

Negotiations between buyers and sellers at the outset will probably focus on the rate of return, which is based on an estimate of current property value used to calculate it. In setting the current value, we recommend that the two parties agree to accept the judgment of an appraiser.

Part 3 of my plan to develop an LTO market is to provide an online forum where potential buyers and sellers can interact. Sellers would take the initiative in presenting information about the house for sale, and would provide a range of options acceptable to themselves from which potential buyers could make a selection. The table illustrates this approach. Stay tuned.

Option price for different combinations of option fee, option period and monthly rent that yields 10 percent to the seller, with option exercised, on a home salable for $100,000 today

Option Fee	Option Period in Months
Option Fee	6	12	18	24	30	36
Rent $500
$1,000	$100K	$102K	$104K	$105K	$107K	$109K
$2,000	$99K	$101K	$103K	$104K	$106K	$108K
$3,000	$98K	$100K	$101K	$103K	$105K	$107K
$4,000	$97K	$99K	$100K	$102K	$104K	$106K
Rent $610
$1,000	$100K	$101K	$102K	$103K	$104K	$105K
$2,000	$99K	$100K	$100K	$101K	$103K	$104K
$3,000	$98K	$99K	$99K	$100K	$101K	$102K
$4,000	$97K	$97K	$98K	$99K	$100K	$101K
Rent $700
$1,000	$99K	$99K	$100K	$100K	$101K	$101K
$2,000	$98K	$98K	$99K	$99K	$100K	$100K
$3,000	$97K	$97K	$98K	$98K	$98K	$99K
$4,000	$96K	$96K	$97K	$97K	$97K	$98K
Rent $800
$1,000	$99K	$98K	$98K	$98K	$98K	$97K
$2,000	$98K	$97K	$97K	$97K	$96K	$96K
$3,000	$97K	$96K	$96K	$96K	$95K	$95K
$4,000	$96K	$95K	$95K	$94K	$94K	$94K

*/ var formWrap = $( 'add_comment_form' ); var formDivs = $$( '#add_comment_form div' ); for ( i = 0; i ' + name + ' said... on ' + timeStamp }); var commentPar = new Element( 'p', { 'html': '?' + comment + '?' }); var ruleDiv = new Element( 'div', { 'class': 'rule' }); authorPar.inject( commentDiv ); commentPar.inject( commentDiv ); commentDiv.inject( commentWrap ); ruleDiv.inject( commentWrap ); } else { msgPar.innerHTML = "Comment has been sent for approval"; } } } // FUNCTION TO DISPLAY LATEST COMMENT ON MULTIMEDIA PAGES TRIGGERED BY AJAX CALL BACK function showMMComment(theName, theComment) { // 'name' and 'comment' have placeholder content for testing, actual data would be sent from DB var name = theName; var comment = theComment; var flagged = false; var status; var error; /* COMMENT HTML MARKUP STRUCTURE

TheDude said...
Mandy Moore is pretty smokin. I wish I was cool enough to date her. Does anybody know how I can get her number?

*/ var formWrap = $( 'media_add_comment' ); var commentForm = formWrap.getElement( 'form' ); commentForm.setStyle( 'display', 'none' ); var msgPar = new Element( 'p', { 'html': 'Thank you, your comment has been added.' }); msgPar.inject( formWrap ); if ( comment != '' ) { if ( !flagged ) { if ( name == '' ) name = 'Anonymous'; var commentWrap = $( 'comments_wrap' ); var commentUl = commentWrap.getElement( 'ul' ); var commentLi = new Element( 'li', { 'class': 'clear' }); var numDiv = new Element( 'div', { 'class': 'num', 'html': '?' }); var commentPar = new Element( 'p', { 'html': '' + name + ' said...
' + comment }); numDiv.inject( commentLi ); commentPar.inject( commentLi ); commentLi.inject( commentUl ); } else { msgPar.set( 'html', 'Comment has been sent for approval' ); } } } function displayNewComment() { var msgP = document.getElementById("msg"); msgP.innerHTML = "Thank you for your submission. Your comment has been added below."; if(comment != "") { if(!flagged) { var commentSection = document.getElementById("ajaxSection"); var commentDiv = document.createElement("div"); var timeStamp = 'Nov 29, 2012 at 01:14AM'; commentDiv.innerHTML = ''; commentSection.appendChild(commentDiv); } } } function validateCommentForm(form){ var fieldEmail = document.getElementById("field.email"); var fieldName = document.getElementById("field.name"); var nameValue = fieldName.value; var emailValue = fieldEmail.value; var filter = /^([a-zA-Z0-9_\.\-])+\@(([a-zA-Z0-9\-])+\.)+([a-zA-Z0-9]{2,4})+$/; if (filter.test(emailValue)) { var fieldBody = document.getElementById("field.body") var bodyValue = fieldBody.value; bodyValue = bodyValue.replace(/&/g,"&"); bodyValue = bodyValue.replace(/,"/g,">"); bodyValue = bodyValue.replace(/\r\n/g,"
"); bodyValue = bodyValue.replace(/\n/g,"
"); bodyValue = bodyValue.replace(/\r/g,"
"); fieldBody.value = bodyValue; if(navigator.appName == 'Microsoft Internet Explorer') { if(document.getElementById('submit').disabled) { document.getElementById('submit').disabled=false; } else { document.getElementById('submit').disabled=true; } } return insertComment(form,true,function(){return showEditorialComment(nameValue, bodyValue)}); } else { alert('Please enter a valid Email below.'); form.elements[field.email].focus(); return false; } }

Source: http://www.southphillyreview.com/real-estate/making_a_lease-to-own_sale_worth_your_while-181226371.html

boardwalk empire iOS 6 Release Date Canelo Alvarez Chavez vs Martinez Yunel Escobar Irish Daily Star seth macfarlane

Wednesday, November 28, 2012

NWAS Abroad: Detailing Day at Matrix Integrated | Northwest Auto ...

Ever since we expanded into our new space in Lynnwood we?ve become quite comfortable with our little corner of automotive nirvana. Despite being a bit farther out from Seattle proper than some clients may like, the workflow has been consistent, busy, and booked out. So booked out, in fact, that we?ve been getting requests from interested parties outside of Washington & even the US that want to experience the full NWAS treatment. We?re not a franchise, and by most industry standards we?re still a very small shop, so requests to work abroad whether they?re in Oregon or Dubai, are handled with the utmost care!

For our most recent Detailing Day abroad, proximity was priority. After lining up a variety of automobiles and the most intensive?automotive reconditioning ever thought physically possible for one incredible day only, we designated Matrix Integrated as our rally point bravo and got to packing supplies in the van.

Just ahead of us was 3 hours of driving and nearly 200 miles to cover in what turned out to be one of the hottest days on record history.

Good thing we brought fans.